VHDA Zero Down Payment Grants

The VHDA Down Payment Assistance Grant provides down payment assistance in the form of a forgivable down payment grant that can be up to 3% of the home or condo that you purchase (up to $500,000 purchase price). This program applies to anyone living in Virginia that falls within certain income limits based on how many people live in your household and where you live in Virginia.


The Down Payment grants are not secondary loans that have to be repaid. The VHDA program is grant-based, meaning that the money is essentially a gift if you qualify.

You’ll need to prepare if you plan on applying for and using the VHDA Down Payment Assistance grant for Northern Virginia. We recommend you pre-enroll here to get assistance from one of our First Time Buyer Specialist Agents. .

If you’re not ready to pre-enroll online for help, stop by in person, learn a little, and get to know our team. UrbanLand Company offers twice weekly Free Home Buyer Workshops at our offices that deal with $0 Down and other financing programs in DC/MD/VA. Workshops are typically on Tuesday nights at 5:30pm and on Saturday mornings at 10am. We’re just inside Washington, DC at 913 Florida Avenue, NW near the U Street METRO. RSVP here or on Facebook Events.